BlackJacks Auto & RV Sales - Central Square, NY
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Frequently Asked Questions


Will financing though BlackJacks Auto build my credit?

ABSOLUTELY!!! Our finance companies report to the all the major credit bureaus, so if you make your payments on time you will see a substantial improvement in your credit score !!! This can lead to better rates and terms in the future for any financing that you (auto, personal, mortgage ).

If my only source of income is fixed (Social Security, Child Support, Disability and Workers Compensation, Unemployment) will I still be able to get approved for a loan?

Yes you will!!! All our finance company requires is that your income is at least $800 per month. If you receive that or more through a fixed income or a combination of incomes, you will be approved!!!

What kind of insurance do I need for my vehicle?

If you are financing a vehicle through us, you are required by law to have full coverage insurance. If you are purchasing a vehicle cash, you can purchase any kind of insurance policy you would like for you vehicle.

I do not meet the requirements of $800 per month income, is there any way for me to get approved?

Yes there is!!! If you have someone who can go on the loan with you and together you guys have a total of at least $800 per month income, we can get you approved!!! For example if you make $600 per month, you just need somebody who makes $200 per month or more to get approved for a loan!!! This will also improve both of your credit scores for future purchases!!!

Does the vehicle I am financing have any frame or flood damage?

No, it does not!!! All of our finance vehicles have been checked for frame damage, flood damage and have actual mileage. They also all have original titles. Our finance company will not finance a vehicle that shows frame damage, flood damage, salvage title, or not actual mileage.

I have a vehicle that does not run anymore, will you take it as a trade?

Absolutely!!! We take any trade vehicle as long as you can somehow get it to our car lot!!! It does NOT have to be in running condition. The only requirements are that you have the title and registration to the vehicle and we will use that towards your down payment!!!

What are your hours of operation?

We are open Monday-Friday 9:00am-6:00pm. At certain times of the year, we are open on Saturdays as well, 9:00am-3:00pm.

What separates BlackJacks Auto from other used car dealers?

A lot of things!!! We guarantee that we can get you approve and we deliver on that promise. Our finance specialists have years of experience and know how to get you approved and into a vehicle as quickly as possible. We also have a huge inventory of vehicles!!! Perhaps the most important difference is that we care about our customers and strive to help them in any way that we can. BlackJacks Auto is a family owned business that understands that customer service is paramount in being successful. Our employees work towards complete customer satisfaction and nothing less!!!






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212 US Route 11 - Central Square, NY (315) 668-5167 -